Contractor Collective are aware that many contractors have struggled in the past to arrange mortgages due to the perception on the part of lenders that those on short-term contracts represent a poor credit risk on serviceability of a loan because their incomes are difficult to assess.

We know that this does not need to be the case so we have teamed up with Contractor Mortgages Made Easy (CMME)

CMME is a leading national mortgage brokerage specialising in bespoke mortgage solutions for contractors, freelancers and consultants. They can help you avoid the disappointment of going down the traditional route of applying for a mortgage as they understand the unique circumstances in which you operate.

• Mortgages based on Contract Rate alone.


• Negotiated bespoke underwriting terms for contractors, with many High Street Lenders.


• Access to hundreds of mortgage offers from the whole of the market and their advice is completely impartial.


• Streamlined processes avoiding unnecessary paperwork and time delays.


• Avoid the more expensive mortgage routes that contractors usually take.

Click Here to find out how much you could borrow based on your contract rate.